A SPINEL AND NAVRATNA GEM-SET NECKLACE North India, 20th century The pendant in the shape of a rosette surrounded by gem-set petals with Navratnastones, the central red stone and triangular sections in-between the petals possibly coloured glass set on foil,the back enamelled in hues of green, red, light and white, arranged as stylised chinar-like leaves and flowers, the 21st-century necklace with untested pearl and oval spinel beads, the hook clasp a later addition, the pendant 5.2cm high, the necklace 44.2cm long when open.